Elizabeth is a 25-year-old single woman. She describes herself as an ambitious woman. She operates a retail store where she provides printing services. She has been involved in this business for five years. Her business is located in a viable business area, and her primary customers are local residents. She describes her biggest business challenge to be the high prices of stationery used in printing. She will use the KES 60,000 loan to purchase a printing machine, which will assist to increase her deliveries of printing services. Her business goal is to expand her business within five years. This is her third loan with SMEP DTM. She managed to repay a previous loan of KES 40,000 successfully.