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Ruth
Ruth is a married woman. She has 3 children. She describes herself to be a determined and hard working woman. She operates a general store where she sells items such as paint and glue amongst others. Her business is located in a viable business area and her primary customers are local residents. She describes her biggest business challenge to be insufficient funds for improving the business. She will use the Kes 50,000 loan to buy iron sheets and cement for building a water tank in her basement. Her business goal is to improve her business within 5 years. Ruth also adds her business income from the agrovet business which she runs. This is her first loan with SMEP DTM.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Water.org. Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 980
    View loans »
    Kenya Loans Fundraising
  • $40,863,875
    Funds lent in using Kiva
  • 85.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ruth to buy iron sheets and cement for building a water tank in her basement.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2013
Listed
Mar 29, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014