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Josephine is married and lucky to be married to a kind man who grows rice in their field. Josephine and her husband's priority in life is to send their children to school until college. They want their children to find better jobs and if their children finish their education they will have a better future.

Josephine and her husband are striving to give their children basic necessities and provide for their needs in school. Sometimes she has a difficult time to provide for her children as she also has to pay for the farm's needs. Thus, Josephine is asking for a loan of PHP 35,000 to buy fertilizers and herbicides for her rice. Josephine is hoping for a better yield and to increase her income for the education of their children.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 760
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Josephine to buy fertilizers and herbicides for her rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 27, 2013
Apr 2, 2013
Currency Exchange Loss:
Sep 19, 2013