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Edelmiro Manuel
Edelmiro is a 32 year old man who lives in the city of Camaná. He is very friendly, hardworking, enthusiastic person with a strong desire to succeed. Regrettably, due to a lack of financial resources, he had to begin working when he was very young and Edelmiro was unable to study for a professional career although he would have liked to do so very much. In his free time, he enjoys playing soccer with his friends.

By his own initiative and with much determination and dedication, Edelmiro works as a laborer on an estate farm in his city. He works every day for about ten hours and feels that it is going well because of his good performance and the kind treatment he provides to others.

Edlemiro is very grateful for the Kiva loans because thanks to the support provided, he will be able to improve his home. He wishes to purchase building materials for cementing and installing concrete floors in his home. In this way, he will continue working and striving to achieve his great dream of being able to get ahead in life.
View original language description ↓
Edelmiro es un hombre de 32 años, vive en la ciudad de Camaná, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Edelmiro no pudo estudiar una carrera profesional, pero le hubiera gustado mucho hacerlo, en sus ratos libres le gusta jugar futbol con sus amigos.
Por iniciativa propia, con mucho empeño y dedicación, Edelmiro trabaja como obrero de campo en un fundo agrícola de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Edelmiro se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea comprar materiales de construcción para hacer el tarrajeo y puesta de piso de concreto en su hogar, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de poder salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $975 helped Edelmiro Manuel make home improvements.
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2013
Listed
Mar 28, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014