Las Américas (Cuenca) Group
One o the members of the group is Julia. She is a very active member and collaborator who is realizing her second loan along with her friends from her communal bank “Las Américas.”
Julia is 48-years-old, she is married, and she has two children that are 25 and 15 years old. Her first son lives along and her second son is studying in college in the city. Her husband lends his services as a security guard. They do not have their own home, instead they live in a house that their family member has lent them.
Julia is busy with the household duties and also for the past year she works in the sale of natural products. She works Sunday to Sunday without a fixed schedule.
She will use her new loan to invest in the purchase of natural products to continue to grow her business.
Una de las socias de este grupo es la Señora. Julia, es una socia muy activa y colaboradora que se encuentra realizando su segundo crédito a lado de sus compañeras que conforman el banco comunal Las Américas.
La Señora Julia tiene 48 años, es casada y fruto de su unión conyugal ha concebido 2 hijos de 25 y 15 años de edad, su primer hijo vive independiente y su segundo hijo estudia en un colegio de la ciudad. Su esposo presta sus servicios como guardia de seguridad, no tienen casa propia por lo que viven en una casa que les ha prestado un familiar.
Doña Julia pasa al cuidado de su hogar y su familia, pero desde hace un año se decida a la venta de productos naturales, trabaja de domingo a domingo sin un horario.
Su nuevo crédito lo va a invertir en la compra de productos naturales para continuar creciendo en este negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid