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José Francisco
José, 23, is single and lives in Sololá. Currently he lives with his parents and his common-law partner.

He has a general store inside the market. He has had the business for five years and he's thankful to God that everything has gone well for him because he has learned how to run the business and can support his partner and his parents with it.

He's requesting a loan for 9,000 quetzales [GTQ] for working capital. He wants to expand his store and generate more income because his profits are reasonable.

One of his dreams is to build his house to live in with his family, because he still lives with his parents.
View original language description ↓
José es un joven de 23 años quien es soltero y vive en Sololá. Actualmente vive con sus padres y su pareja en unión libre.
El cuenta con una venta de variedades en el interior del mercado, la cual lleva 5 años de tener su negocio y gracias a Dios todo le ha ido bien porque ha sabido adminístralo y de está manera puede mantener a su pareja y padres.
El está solicitando un préstamo de Q 9,000.00 para capital de trabajo ya que desea ampliar su venta de variedades y así generar mejores ingresos ya que las ganancias son aceptables.
Uno de sus sueños es construir su casa para vivir con su familia, porque aun vive con sus padres.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 122
    View loans »
    Guatemala Loans Fundraising
  • $10,890,300
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped José Francisco to have working capital to expand his store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Mar 28, 2013
Currency Exchange Loss:
Dec 19, 2013