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Miguel Angel
Miguel is a 22-year-old man who lives with his parents and siblings in the city of Ica, in the district of Parcona. He is a responsible, friendly, hardworking and enthusiastic person who dreams of excelling. Unfortunately, due to financial hardship, Miguel had to start working at an early age in order to help his parents. He wasn't able to study Systems Engineering like he had hoped to do.

In his free time, Miguel likes to play soccer with his friends and, on special occasions, cook the delicious Seco de Cordero (a typical Peruvian dish) to share with his family.

By his own initiative and with much determination and dedication, Miguel has made a living thus far as a taxi driver, working in his home city. He works 12-hour days and believes his work has been successful so far because he is very responsible and knows where in the city to find the most passengers.

Miguel is very grateful to Kiva lenders because this loan will help him to buy a bed, which will be very helpful because he currently shares one with his younger brother. This loan will help Miguel to provide for his family. He will continue to work hard in order to reach his dream of one day becoming a professional.
View original language description ↓
Miguel es un hombre de 22 años, vive en la ciudad de Ica, en el distrito de Parcona con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven para ayudar a sus padres, Miguel no pudo estudiar la carrera profesional de Ingeniería de Sistemas que deseaba, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Seco de Cordero para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Miguel trabaja como chofer de taxi, brindando servicios de transporte en su ciudad, el trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su responsabilidad y porque conoce las zonas donde encontrar mayor cantidad de pasajeros.
Miguel se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una cama, la cual le servirá de mucho, ya que actualmente él y su hermano menor comparten la misma cama, de esta manera Miguel podrá brindar mayor bienestar y seguridad para su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de ser un buen profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $56,122,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD