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Carlos Alberto
Carlos is a 32-year-old man who lives with his wife and kids in the city of Pucallpa. He loves his family very much and they are his biggest motivation in life. Carlos is a kind, hardworking, and enthusiastic person. He and his wife dedicate themselves entirely to helping their family move forward. Unfortunately, due to financial hardship, Carlos had to begin working at a young age and was not able to study Business Administration like he hoped to do.

In his free time, Carlos likes to cook the delicious Arroz con Pollo (a typical Peruvian dish with chicken and rice) to share with his family. By his own initiative and with much dedication and determination, he works in gas station, serving the public. He works 10-hour days and believes that he has been successful thanks to the kind way he treats customers.

Carlos is grateful to Kiva lenders because this loan will help him to buy clothing such as polos, pants, shirts, blouses, and other items to stock the clothing shop he will open. In this way, he will continue working hard to achieve his dream of owning his own house.
View original language description ↓
Carlos es un hombre de 32 años, vive en la ciudad de Pucallpa con su esposa y sus tres hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo desde muy joven para trabajar, Carlos no pudo estudiar la carrera profesional de Administración de Empresa que deseaba, en sus ratos libres le gusta cocinar un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Carlos trabaja en un grifo de su ciudad, brindando atención al público, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a sus clientes.
Carlos se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de prendas de vestir, como polos, pantalones, camisas, blusas y otras prendas, las cuales le servirán de mucho para poder iniciar su negocio de venta ropa, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Carlos Alberto to buy merchandise (clothing).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 23, 2013
Listed
Mar 28, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014