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Marcelo is a 49-year-old, married man with four children. He lives in Sololá. Marcleo works alongside his only son. One of Marcelo's daughters is married, and the other two study in a nearby school. Marcelo makes a living growing trees, a trade he learned while working for government reforestation projects in various regions of the country. He has 15 years of experience in this business. In this way, he helps to improve the environment, selling trees in regions where they go for the best prices.

Marcelo is requesting a loan of 8,500 Guatemalan quetzales in order to buy organic fertilizer and other materials to help grow trees. He wants to offer his customers a better variety of plants in hopes of increasing his profits. One of Marcelo's dreams is to obtain another plot of land on which to grow trees, in order to increase his sales and provide trees for more organizations that help the environment.
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Marcelo es un señor casado de 49 años quien vive en Sololá. Actualmente tiene cuatro hijos, un varón quien trabaja con don Marcelo quien es su papá apoyando en el negocio y tres mujeres, una de ellas ya esta casada y las otras dos estudian en una escuela de la comunidad.
El se dedica a la producción de plantas de árboles forestales, esto lo aprendió cuando trabajo con el Estado en la reforestación de varias áreas de la región, ahora tiene 15 años de experiencia y de esta manera esta apoyando al medio ambiente, comercializando arboles de la región de la cual obtiene ingresos aceptables.
El esta solicitando un préstamo de Q 8,500.00 que utilizara para la compra de fertilizante orgánico y materiales para elaborar plantas de árboles forestales, ya que desea ofrecer más variedad de plantas a sus acreedores teniendo más y mejores ganancias.
Sueña con tener otra área para producir más plantas de árboles forestales, y así obtener mejores ingresos y proveerles a más organizaciones que aportan al medio ambiente.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $4,155
    Average annual income
  • 67
    View loans »
    Guatemala Loans Fundraising
  • $8,342,350
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,100 helped Marcelo to buy organic fertilizer and other materials to help grow trees.
89% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Mar 28, 2013
Currency Exchange Loss: