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Rosa María
Rosa is a 49-year-old married woman who lives in Sololá. She has four children: one son, who is working with her husband, Marcelo, to help him with his business, and three daughters. One of her daughters is already married and the other two are studying at the local school.

Rosa and her husband make a living producing forest trees. She learned about this business when she was working with the government to reforest various areas of the region. She has fifteen years of experience and she is helping the environment by selling trees from the region, from which she is able to earn an acceptable income.

She has applied for a loan of 8,500 Guatemalan quetzals, which will help her husband to buy organic fertilizer and supplies to plant the forest trees, because she would like to offer a greater variety of plants to vendors, thereby earning a better income.

She dreams of having another area to produce more forest tree plants, in order to earn a higher income and to provide the trees to more organizations which contribute to the environment.
View original language description ↓
Rosa es una señora casada de 49 años quien vive en Sololá. Actualmente tiene cuatro hijos, un varón quien trabaja con don Marcelo quien es su esposo apoyando en el negocio y tres mujeres, una de ellas ya esta casada y las otras dos estudian en una escuela de la comunidad.
Ella y su esposo se dedican a la producción de plantas de árboles forestales, esto lo aprendió cuando trabajo con el Estado en la reforestación de varias áreas de la región, ahora tiene 15 años de experiencia y de esta manera esta apoyando al medio ambiente, comercializando arboles de la región de la cual obtiene ingresos aceptables.
Ella esta solicitando un préstamo de Q 8,500.00 que utilizara el esposo para la compra de fertilizante orgánico y materiales para elaborar plantas de árboles forestales, ya que desea ofrecer más variedad de plantas a sus acreedores teniendo más y mejores ganancias.
Sueña con tener otra área para producir más plantas de árboles forestales, y así obtener mejores ingresos y proveerles a más organizaciones que aportan al medio ambiente.

Additional Information

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About ADICLA

ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $4,155
    Average annual income
  • 74
    View loans »
    Guatemala Loans Fundraising
  • $8,401,650
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,100 helped Rosa María to produce forest plants.
89% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2013
Listed
Mar 28, 2013
Currency Exchange Loss:
Covered