Diana is 30 years old and a fighter. She has had to fight tirelessly to move forward with her 2-year-old child. Her husband never took responsibility of his fatherhood. That was not an obstacle for this woman to leave her dreams aside and, to the contrary, make her daughter be the greatest incentive to want to complete her life project and offer her better conditions.
Thanks to the support of her family who helped watch her daughter while she worked and studied, this woman successfully completed a course in cosmetics, and 6 months later she made the decision to invest her savings in setting up her own business. She started with a spa located in her home. Currently, she works daily from Monday to Saturday, from 8 in the morning to 8 at night.
Diana is sure that her greatest desire is to acquire a loan that she will invest in the purchase of merchandise. Her business is in a period of growth and she wants to be able to provide her customers with a good quality of service.
Diana de 30 años de edad, es una guerrera, que ha tenido que luchar incansablemente para sacar adelante a su hija de doce años, pues su cónyuge nunca se hizo responsable de la paternidad. Lo cual no fue impedimento para que esta mujer dejara sus sueños a un lado y por el contrario convirtió a su hija en el mayor aliciente para querer cumplir su proyecto de vida y ofrecerle mejores condiciones.
Gracias al apoyo de su familia que le ayudaron a cuidar a su hija mientras ella trabajaba y estudiaba, esta mujer logró terminar un curso en cosmetología y a los seis meses siguientes tomó la decisión de invertir sus ahorros en el montaje de su propio negocio e inició con un spa ubicado en su vivienda. En la actualidad labora diariamente de lunes a sábado de ocho de la mañana a ocho de la noche.
Diana asegura que su mayor deseo es adquirir un préstamo que invertirá en la compra de mercancía ya que su negocio se encuentra en crecimiento y desea poder suministrarles a sus clientes una buena calidad en el servicio.
This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.