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Lucinda Menelberta
Lucinda is a 59 year-old woman. She has attended secondary school but did not have the opportunity to continue her studies at the university as she has worked since she was very young and she married José, who is 67 years old and works as a driver. They have one child who lives on his own. Lucinda lives in the Rio Verde area, which is a historic area of Santo Domingo, the capital of the province of Santo Domingo of the “Tsachilas”, a province in Ecuador. In the last few years this area has grown quite a bit. The capital is a city, which is known for its delicious fruits and for the food that is prepared there. There is also a lot of trade, as it is becoming a commercial center for the mountain and coastal regions of the country. Also, there are a lot of tourist attractions as it has a temperate climate. Many local and international tourists visit here. This is why most of the people are business people or they offer services for the locals or the tourists.
Lucinda, three years ago, started a stationary business in order to help her husband with the household expenses. She is able to do this business along with her housework, as this business is located in her house. Lucinda offers a variety of products for customers of all ages. She also sells candies and other fresh grocery items in order to increase her sales. She attends to her customers many hours of the day. Her business is stagnant because she doesn’t have financial support. Thanks to some of her friends who belong to a credit group, she was able to learn about the services offered by the Alternative Foundation. She decided to join them in order to ask for a personal loan in order to buy more supplies for her business. In this way she can develop a better business and therefore reach her objective of have a stable income and a business known throughout the city. This will help her have a better quality of life. Lucinda is thankful for the help of KIVA in obtaining this loan and is thankful to those that support her dreams and the dreams of many small businesspeople with a small grain of sand.
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Lucinda es una mujer de 59 años, se preparó en la escuela secundaria y no tuvo la oportunidad de continuar sus estudios universitarios, por lo que trabajó desde muy joven y luego se casó con José quien ahora tiene 67 años y ejerce su profesión d chofer. Tuvieron un hijo quien ahora es independiente. Lucinda vive en la Parroquia de Río Verde, un lugar histórico de Santo Domingo, la capital de la Provincia de Santo Domingo de los Tsáchilas, una provincia de Ecuador que en los últimos años ha tenido un alto crecimiento sostenido. Su capital es una ciudad en donde lo más atractivo y llamativo son sus deliciosas frutas, y la gastronomía que ofrecen en el lugar. También cuenta con un comercio considerable ya que se ha convertido en un puerto terrestre de intercambio comercial entre las regiones Sierra y Costa del país. Además cuenta con varios atractivos turísticos que acompañados de su clima cálido son muy concurridos por turistas nacionales y extranjeros. Es por esto que la mayoría de sus habitantes han emprendido con alguna actividad comercial o de servicios para habitantes y turistas.
Lucinda desde hace 3 años emprendió con el establecimiento de una papelería para apoyar a su esposo en los gastos del hogar, lo atiende paralelamente con los quehaceres de su hogar, pues este local está ubicado en el mismo lugar de su domicilio. Lucinda busca ofrecer variedad de productos y satisfacer a los clientes de todas las edades, es por esto que también ofrece algunos víveres y golosinas para que sus ventas se incrementen. Ella invierte varias horas al día en la atención de su negocio y su crecimiento ha sido estancado debido a la falta de apoyo para el financiamiento. Gracias a algunos amigos con los que hace un tiempo se unió para obtener un crédito grupal, pudo conocer el buen servicio que brinda Fundación Alternativa, por lo que decidió acudir a ellos para solicitar un crédito individual el cual lo ocupará en la compra de productos para surtir su negocio, de esta forma podrá obtener mayor utilidad y así cumplir con su objetivo de tener ingresos estables y un negocio reconocido en su ciudad que le permitan llevar una mejor calidad de vida. Lucinda agradece la intervención de Kiva para obtener este crédito y agradece a todos quienes apoyan sus sueños de ella y muchos emprendedores con su granito de arena.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Lucinda Menelberta to buy a variety of products for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2013
Listed
Mar 27, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2014