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Kum P., 40, lives in the Prey Veng province with her husband and eight children. She sells vegetables in the local food market typically earning US$10 per day, while her husband is a farmer earning US$3 each day. Two of their children are also employed, one as a telephone company technician and another as a garment worker. This has been a difficult year for farmers in Cambodia because weather patterns have not been consistent and inflation has been high. Many families are seeking out loans to expand and diversify their sources of income.

Kum P. has asked for a loan of US$1000 to meet some of her families needs and improve her standard of living. She would like to purchase a water pump for her home, gas for the family’s motorbike, and if possible, livestock and/or fertilizer. In the future, she would like to open up a grocery stand in the market. She believes this loan will increase her daily income and help expand her business in the future.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,762,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kum to purchase housing and farming equipment.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 3, 2008
Jun 30, 2008
Currency Exchange Loss:
Mar 15, 2010