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Union Y Amistad Group
In this Group: Lidia, Ofelia, Marisol, Fabian, Gilberta, Sandra, Juan Carlos

Update on Union Y Amistad Group

Doña Ofelia is part of the "Unión y Amistad" [Togetherness and Friendship] Group. It's a group located at the border of the Mexican states of Michoacán and México. It is a heavily vegetated indigenous Mazahua region where the people care for and protect the forests from gangs of illegal loggers.

Doña Ofelia has had a school cooperative in her community's secondary school for five years. She says that she likes her work very much because she takes care of the meals for the kids in the school. She says that every day she makes them different types of stews and that one of her daughters helps her make the meals for both the students and the teachers. She also sells fried foods, cold drinks, flavored waters, and snacks, which she buys in the town of Zitacuaro, where she can buy them more cheaply; various soft-drink distributors deliver to her town.

Now Ofelia is requesting a loan for the purchase of ingredients that she uses to make meals, as well as fruit, since she also sells nutritious breakfasts like fruit with granola and yogurt. She also wants to buy new plates so she can better present the food that she sells. She says, smiling, "the satisfaction I have in selling food is that the kids seek me out so I can give them a nutritious lunch, and that fills me with pride because there are people who come to sell junk food, but they are loyal to me."

Ofelia says that her dream is to remodel her business and install larger benches to give better service to the kids at the secondary school. The other members of the group are named Lidia, Marisol, Fabián, Gilberta, Sandra, and Juan Carlos. They will invest their loans in the following: the purchase of sheep and feed for raising them for sale; the purchase of women's and children's clothing to sell; the purchase of seasonal fruits and vegetables; and the purchase of nutritional supplements to sell.
View original language description ↓
Doña Ofelia es parte del grupo Unión y Amistad es un grupo ubicado en los límites del estado de Michoacán con el Estado de México, en una zona Mazahua llena de vegetación donde de las personas de la comunidad cuidan y protegen los bosques de los talamontes. Ella tiene una cooperativa escolar desde hace 5 años en la telesecundaria de su comunidad, ella dice que le gusta mucho su trabajo ya que está al pendiente de la comida de los muchachos de la escuela, dice que a diario ella les hace diferentes tipos de guisados y que una de sus hijas le ayuda a hacer los alimentos tanto para los maestros como para los alumnos. También les vende frituras, refrescos, aguas de sabores, golosinas, las cuales va a comprar a la población de Zitacuaro ya que ahí le dan más económicos los artículos y varias refresqueras le van a surtir hasta su población, ella ahorita está pidiendo un crédito para la compra de los insumos que ocupa para hacer alimentos y fruta ya que también vende desayunos nutritivos como frutas con granola y yogurt, también quiere comprar platos nuevos para dar mejor presentación a la comida que vende, dice ella “la satisfacción que tengo al vender la comida es que los muchachos me buscan para que les de de almorzar nutritivamente y eso me llena de orgullo ya que hay gente que les viene a vender chucherías pero me son fieles" y ríe. Dice que su sueño es remodelar su negocio y poner unas bancas mas amplias para darle mejor servicio a los muchachos de la telesecundaria. Los demás integrantes del grupo se llaman Lidia, Marisol, Fabián, Gilberta, Sandra y Juan Carlos ellos invertirán en sus créditos en compra de borregos y alimentos para cría y después venderlos, compra de ropa para bebe y dama para su venta, para la compra de frutas y legumbres de temporada, para la compra de suplementos alimenticios para su venta,



Previous Loan Details

Gilberta is 54 years old and is a hard-working woman. Her job is very unusual, as she has been a midwife for more than 18 years. She says that she learned on her own and little by little perfected her techniques. She is recognized by Mexico's social welfare institute, which has given training to… More from Union Y Amistad Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 5
    View loans »
    Mexico Loans Fundraising
  • $17,358,450
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Union Y Amistad Group's $3,975 loan helped a member to purchase ingredients for making food to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2013
Listed
Mar 30, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013