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Flor De Canela Group
In this Group: Reynaldo, Mariana, Virginia, Benito

Update on Flor De Canela Group

Mariana is 32 years old. She is from the community of Curungueo and she sells fruit and vegetables in season. She is a part of a group called Flor de Canela. She says that they named it that because the community center has the same name and in order for the group to be recognized more quickly they gave it that name. She says that she grows some of her fruits and vegetables and she buys and resells the rest. The fruit and vegetables that she grows are avocados, cilantro, beans, prickly pears, radishes, and peaches. She has had this business for 7 years, because she started it to help her husband with the children's expenses. They have two children, one in preschool and another who is two. She likes what she does because she cares for her children, since the land where she has her fruit and vegetables in where her house is. She relates that she sells at the Zitacuaro market and in the city market. Right now,she is asking for a loan to invest in her business to buy fruit in season such as mangos, watermelons, papayas, pineapples, honeydew and green melons, lemons, guayabas etc.

She says: “my father taught me to work so I would have my own capital so I could buy whatever I want. That is why I work very hard to buy my children what they need." She says that the loan will be used to improve her business and thus sell a little more. She sells small bags of fruit and vegetables or individually if they are large. The other members of the group are named Reynaldo, Virginia and Benito. They will invest in buying materials to make popsicles and snow cones with different flavors, and also to buy cups, cones and little spoons and sticks. They will also invest in ingredients to make curundas (a Mexican appetizer) and in fertilizer and insecticide to grow avocados, and fruit and vegetables in season.
View original language description ↓
Mariana tiene 32 años de edad, es originaria de la localidad de Curungueo y se dedica a la venta de frutas y legumbres de temporada. Es parte de un grupo llamado Flor de Canela, dice que ese nombre se lo pusieron porque la casa ejidal se llama así y para que ubicaran más rápido al grupo le pusieron ese nombre. Dice que sus frutas y legumbres una parte cultiva y otra parte compra y los revende, dice que la fruta y la legumbre que ella cultiva es aguacate, cilantro, habas, frijol, nopales, rábanos, duraznos, dice que tiene con ese negocio desde hace 7 años y que lo emprendió para ayudar a su esposo con los gastos de sus niños ya que tiene dos niños una estudia el preescolar y un pequeño de dos años. Dice que le gusta lo que hace ya que está al pendiente de sus niños ya que su terreno donde tiene sus legumbres y frutos están en el terreno de su casa platica que sale a vender a la central de abastos de Zitacuaro y en el mercado municipal. Ahorita está pidiendo un crédito para invertir en su negocio para la compra de frutas de temporada como mangos, sandias, manzanas, papayas, piñas, melones chino y verde, limones, guayabas etc. Ella dice “mi papa me enseño a trabajar y a que yo tuviera mi propio capital para que me comprara lo que yo quisiera es por eso que trabajo muy duro para comprarles a mis niños lo que ocupan”. Dice que el crédito le servirá por que mejorara su negocio y así venderá un poco más, dice que vende por bolsitas sus frutas y legumbres o por pieza si es que son grandes. Los demás integrantes del grupo se llaman Reynaldo, Virginia y Benito ellos invertirán en la compra de insumos para hacer paletas, y nieves de diferentes sabores y también para la compra de vasos, conos, cucharitas y palitos para las paletas, también invertirán en insumos para elaborar curundas (antojitos mexicanos), y para la compra de abonos e insecticidas para cultivo de aguacate y para la compra de frutas y legumbres de temporada.

Previous Loan Details

Benito is 34 years old and is part of the group "Flor de Canela" or "Cinnamon Flower." He says that they took that name because it struck one of the members of their group. Benito is married and has three children who study in elementary school. He works planting edible cactus, manzano chile p... More from Flor De Canela Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 49
    View loans »
    Mexico Loans Fundraising
  • $19,989,325
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Canela Group's $1,625 loan helped a member to buy fruit and vegetables in season to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Mar 29, 2013
Currency Exchange Loss:
Oct 17, 2013