Duo Perlas De Ramirez Group
This group has two members: Marta and Sandra. Sandra is the group leader. She is married and has two dependent children who are attending school. Sandra started her business selling tamales, 'paches' and 'chuchitos' (different types of tamales) and cosmetics three years ago. Sandra thanks God for the opportunity that FAPE have given her and asks FAPE to continue supporting her with loans. What she likes most is the repayment terms and the low interest rates. She hopes that God will bless FAPE for the support they have given her.
DUO PERLAS DE RAMIREZ
ESTA FORMADO POR LAS SEÑORA MARTA Y DOÑA SANDRA ES LA PRESIDENTA DEL DUO PERLAS DE RAMIREZ ES CASADA TIENE DOS HIJAS MENORES DE EDAD LAS CUALES ASISTEN ALA ESCUELA ELLA INICIO SU NEGOCIO HACE 3 AÑOS EL NEGOCIO DE ELLA ES LA VENTA DE TAMALES Y PACHES Y CHUCHITOS Y VENTA DE COSMETICOS ELLA LE DA PRIMERA MENTE GRACIAS A DIOS POR LA OPORTUNIDAD QUE FAPE LE BRINDO Y PIDE A FAPE LA PUEDAN SEGUIR APOYANDO CON SU CREDITO Y LO QUE MAS LES GUSTA ES LA FORMA DE PAGO Y LOS INTERESES QUE SON BAJOS Y DICEN QUE DIOS BENDIGA A FAPE POR EL APOYO QUE ANTENIDO DE ELLOS
About FAPEFAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid