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Herculano is married and has five children, all of whom are adults. He lives in a house he owns and doesn't support anyone else.
He's a mechanic. With the current loan he intends to purchase construction supplies (sand, beams, cement, iron, etc.) in order to continue building his house.
His wish for the future is to finish the construction of his house and to buy the title to a plot of land for his son. For that reason he pledges to repay the loan as scheduled, so he can request more loans from Hluvuku.
The challenge he faces is working harder and gathering funds to repay the loan as scheduled.
View original language description ↓
Casado e pai de 5 filhos todos maiores de idade, vive na casa própria e não sustenta mais ninguém.
É mecânico e com o presente empréstimo pretende comprar material de construção (areia, barrotes, cimento, ferro, e outros) para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa e legalizar um terreno para o seu filho, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar mais angariar fundos para pagar devidamente o empréstimo.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 23
    View loans »
    Mozambique Loans Fundraising
  • $2,907,150
    Funds lent in using Kiva
  • 30.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Herculano to purchase construction supplies (sand, beams, cement, iron, etc.) in order to continue building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 26, 2013
Currency Exchange Loss:
May 17, 2014