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Alexandr is a farmer. Since 1993, he has been engaged in growing cantaloupe, watermelon, corn, and cucumbers. To manage the farm, he is helped by his wife and two children, aged 16 and 24. Development activities began with planting onions in the open field. Alexandr decided to purchase a drip irrigation system for watering and aquaculture.

Future Plans: to purchase a diesel pump for irrigation.
Personal Plans: to purchase a car for transporting goods to market.

He needs help to finance the drip irrigation system and aquaculture.
View original language description ↓
Александр - фермер. С 1993 года занимается выращиванием дыни, арбуза, кукурузы и огурцов.
Справляться по хозяйству ему помогает супруга и двое детей 16-ти и 24-х лет.
Развитие деятельности начиналось с посадки лука в открытом грунте.
Александр решил приобрести систему капельного орошения для полива и агроволокно.
В планах на будущее: приобрести дизельную помпу для полива.
В личных планах: Приобрести автомобиль для транспортировки товара на рынок.
Нуждается в вашей помощи для финансирования системы капельного орошения и агроволокна.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD