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Samvel is married and the father of three daughters. His daughter Nushik studies at Yerevan State University in the faculty of journalism. Samvel is from the Syuniq region, which is famous for its severe cold climate. The best local agricultural businesses are cattle farming and limited land cultivation. Samvel breeds cattle and is a farmer. His farm business is his only source of income. Unfortunately, it is very difficult for Samvel to save money for his daughter's education.

Samvel is requesting a loan to pay university tuition for his daughter. His loan will give her an opportunity to complete her education and become a good journalist.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $14,385,900
    Funds lent in using Kiva
  • 418.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Samvel to pay university tuition for his daughter.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 29, 2013
Currency Exchange Loss:
Jan 17, 2014