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This is 37-year-old Hawanatu. She is married and has three children aged 15, 12 and 10 years. In 2000, Hawanatu established her local foodstuff (groundnuts, rice and beans) business. She began her business as a way to support her husband in taking good care of the home.

Working seven days a week and eight hours a day, she earns about 600,000 SLL (Sierra Leone leones) every month from this business. She would like a loan in the amount of 6,000,000 SLL. Hawanatu requires a loan in order to buy 10 bags beans at 450,000 SLL, and will use the balance of 1,500,000 SLL to buy local rice.

She hopes that this loan will enable her to increase her monthly profits by approximately 400,000 SLL. In the future, Hawanatu plans to rent a big store so that she will become a leading supplier of local foodstuffs. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,317.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Hawanatu to buy 10 bags of beans at 450,000 SLL and use the balance of 1,500,000 SLL to buy local rice.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 8, 2013
Currency Exchange Loss:
Dec 17, 2013