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Elena has been engaged in growing vegetables on her own plot in Kamenka-Dneprovskaya for 15 years. She lives with her husband and son, who help her with this business. They grow tomatoes, cucumbers, and radishes.

In order to cope with seasonality of prices and competition that comes each year, she needs to invest a lot into business development. Elena first did one type of heating, and the following year did another kind of heating. This year, they installed a large boiler. Now, she needs a loan because they do not have enough money for coal.

Elena has plans to develop the business further. Recently, Elena and her husband bought a house in the neighborhood with a plot of land and will build a greenhouse there, increasing the momentum of the business and the financial capabilities of their family.

Note: in the photo are Elena and her husband.
View original language description ↓
Елена занимается выращиванием овощей на своем участке в г Каменка-Днепровская уже 15 лет. Она живет с мужем и сыном, которые помогают ей в этом бизнесе. Выращивают помидоры, огурцы и редис.

Чтобы справляться с сезонностью цен и конкуренцией каждый год приходится много вкладывать в развитие бизнеса. Сначала Елена сделала один вид отопления, на следующий год - другой вид отопления. В этом году поставили большой паровой котел. Сейчас нужен кредит, так как не хватает собственных средств на уголь.

У Елены есть планы развивать бизнес дальше. Недавно Елена с мужем купили дом по соседству с земельным участком, будут там строить теплицы, увеличивая тем самымм обороты в бизнесе и финансовые возможности своей семьи.

Примечание: на фото Елена с мужем.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Elena to buy coal for heating.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 29, 2013
Currency Exchange Loss:
Jun 17, 2013