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This is 40-year-old Fatmata. She is married and has two children, aged 16 and 10 years. She has two additional dependents, who live with her as assistants.

In 2008, Fatmata established her clothing business. She began her business because she wants to help her family. Her business is located on the outskirts and her main customers are general community people. Working seven days per week and 11 hours per day, she earns about SLL 1,000,000 every month from this business.

Fatmata would like a loan in the amount of SLL 5,000,000. She requires a loan in order to purchase wax-cotton ladies' bags, etc. for resale. In the future, Fatmata plans to become an international businesswoman and provide quality education to her children. She is tall and fair in complexion. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 31
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fatmata to buy ladies' bags, etc. for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 28, 2013
Currency Exchange Loss:
Feb 17, 2014