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Mano Amiga Group
In this Group: Mariela, Amparo , Anelka

Update on Mano Amiga Group

This communal bank is formed by three successful and enterprising members. One of them, Mariela, is 37 years old, she has a partner and 2 children living with her. She has had a small grocery store operated from her home for four years. She will use the loan to purchase staple foods such as rice, kidney beans, sugar, oil, beef, chicken, dairy products, eggs, bread, bath soap, laundry soap, salt, etc.
The other members of the communal bank are Amparo, aged 69, who sells clothing and Anielka, 27 years old, who sells new clothes.
View original language description ↓
Socias emprendedoras de éxito esta formado tres socias una de ellas es Mariela es una mujer que tiene 37 años edad, acompañada con dos hijos su negocio es tener una pulpería en su domicilio por mas de cuatro años, el crédito lo invertirá en la compra de granos como arroz, frijoles, azúcar, aceite, carne de res, carne de pollo, productos lácteos, jabon de baños, jabon de lavar ropa, huevos, pan, medicamentos populares, sal, Ace etc. Amparo tiene 69 años de edad y su negocio venta de ropa y Anielka tiene 27 años de edad y su negocio es la venta de ropa nueva.

Previous Loan Details

This communal bank has 3 members who are each very enterprising. Mariela has had a store in her house for 3 years. She has a partner and 3 children, and with the income she generates from her business she contributes to the support of her family. She will invest this loan in the purchase of st... More from Mano Amiga Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,225
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Mano Amiga Group's $1,025 loan helped a member to purchase staple foods such as rice, beans, sugar, beef, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Apr 12, 2013
Currency Exchange Loss:
Aug 17, 2013