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This is 35-year-old Safiatu. She is divorced and has 1 child, aged 11 years. She has 2 additional dependents who live with her because of schooling. In 2005, Safiatu established her cosmetic and drinks business. She began her business because she wanted to generate income and to help her family. Her business is located in the outskirts of town, and her main customers are from the general community. Working 7 days a week and 12 hours a day, she earns about Le 600,000 every month from this business. She would like a loan in the amount of Le 4,500,000. Safiatu requires a loan in order to buy more cosmetics and drinks to sell. She hopes that this loan will support her to increase her profit. In the future, Safiatu plans to develop her business, build houses, and give a quality education to her children. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Safiatu to buy more cosmetics and drinks to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 2, 2013
Currency Exchange Loss:
Aug 17, 2014