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Ma Octaviana
Maria Octaviana is a 40-year-old woman and a fighter who went to school up to second grade. Together with her husband and seven children they have been able to overcome thanks to their dedication to the cultivation of vegetables (potatoes, broccoli and cauliflower).

She has a lot of experience in this activity since she learned it over 20 years ago. She acquired this experience in her youth through her parents and currently works with her husband. They work on their own property thanks to an inheritance from her husband's parents. The land is located half an hour from their home and they travel there by foot.

Maria Octaviana and her husband work hard so that their children will not have to give up studying and and so they will have a better future, a better lifestyle and so they will not have to face the difficult situations their parents faced in their youth. Their products are marketed through intermediaries who come to the zone which has a good reputation for quality, cleanliness and their way of working; but as with all cultivations, there is always the risk of plagues and variation in market prices.

Currently Maria Octaviana is requesting help so she can invest in her fields of potatoes, broccoli and cauliflower by buying fertilizer, manure and fumigation sprays to help maintain her products so they are healthy and free of plagues.

Her dream is to be able to improve her home, to buy a piece of land so she can work and cultivate more vegetables; but her priority is to see her children become professionals with a better education and a brighter future for themselves.
View original language description ↓
Maria Octaviana es una mujer de 40 años de edad luchadora con un grado de escolaridad de primaria no completada cursada hasta el 2 grado junto a su esposo y sus siete hijos se han podido superar gracias a la dedicación en la actividad del cultivo de hortalizas (papa, brócoli y coliflor). Ella tiene mucha experiencia en esta actividad ya que aprendió hace más de 20 años dicha experiencia la adquirió desde su juventud inculcada por sus padres y en la actualidad con su esposo. La propiedad que ellos trabajan es propia gracias a una herencia de los padres de su esposo la cual esta ubicada a media hora de su casa de habitación a la cual se trasladan a pie.

Maria Octaviana junto a su esposo trabajan duro para que sus hijos no dejen de estudiar y tengan un mejor futuro, un mejor estilo de vida y no pasen por la situación tan difícil que ellos en su juventud pasaron, su producto es comercializado a través de intermediarios que llegan a la zona teniendo una gran reputación por su calidad, higiene y forma de trabajar; pero como toda siembra y cultivo no deja de tener riesgo siendo estos las plagas y la variación de precios en el mercado. Actualmente María Octaviana solicita ayuda para poder invertir en la siembra de papa, brócoli y coliflor comprando fertilizantes, abono, y bombas para fumigación a su producto para que ayude a mantenerlo sano y limpio de plagas.

Su sueño es poder mejorar su vivienda, comprar un pedazo de tierra para poder trabajar y cultivar mas hortaliza; pero la prioridad de ella es ver a sus hijos convertidos en profesionales teniendo una mejor educación y a sí mismo un mejor futuro.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,225,225
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ma Octaviana to buy fertilizers, manure and fumigation sprays for her fields of potatoes, broccoli and cauliflower.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 22, 2013
Listed
Mar 26, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014