G.s El Jobo Group
Pedro grows these crops but, as he sells a lot during the summer, he has to buy more when he runs out. He makes his sales Monday through Sunday and has quite a lot of customers. Most of the ladies who buy from him sell tortillas in Nacaome market.
Pedro and his fellow group members would like to make progress in their businesses and improve their families' quality of life a little.
Irma has a business selling groceries and also sells lotions. Omar sells groceries and lots of different food products. Each member of the group has their own business.
San Lorenzo, Honduras - February 2013.
Don Pedro también los cultiva pero en temporada de verano vende bastante y es por eso que cuando se le acaba tiene que comprar, su venta es de lunes a domingo, y tiene bastante clientela porque la mayoría de las señoras que le compran van a vender tortillas al mercado de Nacaome.
Don Pedro está solicitando el préstamo para la compra de maíz, maicillo, frijoles, arroz y de más productos que vende para así tener más venta y mejorar sus ingresos.
Don Pedro al igual que sus demás compañeros de grupo desean salir a delante con sus negocios y mejorar un poco su calidad de vida y las de sus familias.
Doña Irma tiene un negocio de venta de abarrotería y venta de lociones.
Don Omar también es venta de abarrotería y todo tipo de productos alimenticios, todos tiene su propia actividad productiva.
San Lorenzo, Honduras – Febrero del 2013
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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