Rubén Josué is a 32-year-old youth and father to three children. He is the owner of a fruit and vegetable business situated in a specific place in the city of Chinandega, the city where he lives. He began this economic activity when he was 15 years old. From very young he saw himself as obligated to work since he comes from a family of scarce economic resources. He has been able to go on thanks to his entrepreneurial spirit because, apart from his fruit and vegetable business, he also has been able to establish a commercial tricycle business with which he provides transportation services throughout the city.
He is applying for this loan to invest in the capital of his business and supply his merchandise with the purchase of vegetables and fruits like watermelons, papayas, coconuts, pipián squash, pumpkin, chayote, plantains, oranges, guava, passion fruit, and lemons. In this way he will take advantage of the Holy Week season when his sales and usefulness increase.
Rubén Josué es un joven de 32 años, padre de tres hijos, es propietario de un negocio de frutas y verduras ubicado en un lugar especifico de la ciudad de Chinandega, ciudad de donde es residente, inició esta actividad económica desde hace quince años, desde muy joven se vio obligado a trabajar ya que proviene de una familia de escasos recursos económicos. Ha logrado salir adelante gracias a su espíritu de emprendedor, porque aparte de su negocio de fruta y verduras también ha podido establecer un negocio de triciclos comercial, con el cual presta el servicio de transporte por toda la ciudad. Solicita el crédito para invertir en capital de trabajo y surtir su mercadería en la compra de verduras y frutas como: sandías, papayas, cocos, pipían, ayote, chayote, plátanos, naranjas, guayaba, cálala, limones. Y de dicha forma aprovechar la temporada Semana santa donde las ventas y utilidades aumentan.
Fundación Leon 2000
This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).