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Maria Concepcion
Maria is an enterprising small-business owner. She is 36 years of age and has three children aged 2, 18 and 19 respectively. She has been a client of the institution for four years now.

She sells tortillas and runs a convenience store in her home. One of her older children helps in the administration of the business.

With her previous loan she bought three display cabinets, a freezer, and two television sets to use to rent out videos games.

She will use this loan to purchase a fixed asset such as a cool-storage unit, and to buy basic grains like rice, beans, sugar, oil, beef, chicken, popular medicines, salt etc.
View original language description ↓
María es una microempresaria emprendedora tiene 36 años de edad, acompañada tiene tres hijos uno 2, 18 y 19 años respectivamente. Lleva 4 años de ser cliente de la institución, su negocio es la venta de tortilla y una pulpería en su domicilio donde una de los hijos mayores le ayudan en la administración del negocio con el crédito anterior logro comprar tres vitrinas, un frezer, dos televisores para poner alquiler de videos juegos, el crédito lo invertirá en la compra de una activo fijo como es una mantenedora compra de granos básicos como arroz, frijoles, azúcar, aceite, carne de res, carne de pollo, medicamentos populares, sal etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,546,650
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Maria Concepcion to purchase a fixed asset such as a cool-storage unit, as well as to buy grains like rice, beans, sugar, oil, beef, chicken, popular medicines, salt etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2013
Listed
Apr 12, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 18, 2014