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Mirian Angela
Mirian is thirty-years-old and married to Manuel, forty-three, who works both as a driver and in construction. They have two children, including an eight-year-old, who is in school, and a three-year-old. Mirian hopes to see the children become high-quality professionals because she herself grew up in a home with few financial resources where her family could afford to educate her only through high school. She lives with her family in Abrahan Calazacón Parish in Santo Domingo, the capital of Santo Domingo de los Tsáchilas Province, an area that's commercially very active because it has become a land port of exchange between the mountains and the coast of Ecuador. In addition, domestic and foreign tourists support the strengthening of businesses owned by entrepreneurs that have set up shop all over the city in the past few years. The city is the third most populous in the region and also contributes with industries like agriculture, livestock, fishing, and manufacturing.

Mirian has been selling clothing for three years. She offers her wares to her friends and acquaintances who then recommend her to others, so she keeps on growing. She works at least five hours a day in the business that she learned thanks to the support and recommendations of some friends. She has attended training provided by Fundación Alternativa to its microfinance clients, where she learned how to run her business. For this and other reasons, Mirian has been working with IMF since she started her business and now she is seeking a new loan to do some repairs to an apartment in her house. She wants to take advantage of the space by renting it out to augment her monthly income so she can improve her and her family's lifestyle. This enterprising woman dreams of having her own sewing workshop in the future where she can make and sell clothing, and of providing a stable home to her children.
View original language description ↓
Mirian tiene 30 años, está casada con Manuel de 43 quien trabaja como chofer y también realizando trabajos de albañilería. Tienen 2 hijos uno de 8 años que cursa la escuela y otro de 3 años a quienes Mirian espera verlos ser profesionales de excelencia, pues ella creció en un hogar con escasos recursos económicos en donde pudieron financiarle hasta terminar la secundaria. Vivecon su familia en la parroquia Abrahan Calazacón en Santo Domingo la ciudad capital de la Provincia de Santo Domingo de los Tsáchilas, un lugar que tiene un comercio muy activo ya que se ha convertido en un puerto terrestre de intercambio entre sierra y costa de Ecuador. Además la visita de turistas nacionales y extranjeros aporta al fortalecimiento de las actividades de los emprendedores que desde hace algunos años han establecido sus negocios alrededor de toda la ciudad. Esta ciudad que es la tercera más habitada de la región, también contribuye con actividades como la agricultura, ganadería, pesca y manufactura.
Mirian trabaja comercializando ropa desde hace 3 años ella ofrece sus prendas a sus amigos y conocidos que luego le recomiendan con personas nuevas y así seguir creciendo. Ella dedica al menos 5 horas en esta actividad que aprendió gracias al apoyo y recomendaciones de algunos amigos. Mirian ha asistido a las capacitaciones que Fundación Alternativa brinda a sus clientes microempresarios en donde ha aprendido sobre como crecer y administrar su negocio. Por esta y otras razones Mirian lleva trabajando con esta IMF desde que inició su negocio y ahora solicita un nuevo crédito para realizar algunos arreglos en un departamento ubicado en el interior de su casa, y de esta forma aprovechar este espacio arrendándolo y sumar un valor extra a sus ingresos mensuales, mejorando así su estilo de vida y el de su familia. Esta mujer emprendedora sueña en el futuro tener su propio taller de costura para confeccionar y vender ropa y además ofrecer un hogar estable a sus hijos.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Mirian Angela to do repairs on an apartment in her house so she can rent it out.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2013
Listed
Mar 26, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013