G.s Los Prados#2 Group
Don Luis needs a loan so that he can buy corn kernels. With this loan, he hopes to increase his sales since he will have additional capital by which to acquire fresh product to offer to his customers. As a result, he will be able to fulfill their needs.
Don Luis and his fellow group members hope that this investment in their businesses will gradually improve their economic situation. In a few years, they hope to see their businesses positioned among the most well-known in the area. Don Luis hopes to continue supporting his children so that they will become outstanding members of society and have better opportunities.
Don Moisés has been buying and selling basic grains for five years. Doña Mayra has been selling used clothing for five years.
Choluteca, Honduras – February 2013
Don Luis préstamo lo necesita para la compra de granos maíz. Con el crédito espera el aumento de sus ventas debido a que contara con más capital fresco que ofrecer a los clientes que lo visitan y así cubrir sus necesidades.
Don Luis al igual que sus compañeros de grupo esperan que con la inversión que realicen a sus negocios su situación económica mejore un poco. En unos años esperan ver sus negocios posicionados como los más reconocidos de la zona.
Don Luis espera poder seguir apoyando a sus hijos a que se convierta en personas de bien para la sociedad y con mejores oportunidades.
Don Moisés su negocio es compra y venta de granos básicos desde hace 5 años.
Doña Mayra su negocio es la venta de ropa usada desde hace 5 años.
Choluteca, Honduras – Febrero del 2013
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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