Martha is 33 years old and lives in Paynesville, one of the densely populated areas in Montserrado County. She is married and has two children, aged 8 and 14 years old. They all live at home and the children attend school.
Martha stopped her education at the 11th grade, but she is good at managing her business. Her husband is a businessman. For the past 12 years she has been selling used clothes in the local market, and now she faces no problems. She sells every day and spends 9 hours with her business. She started this business with a little sum she received from her husband. She is requesting a loan to purchase used clothes for her business. She hopes to build herself a house.