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San Rafael Group
In this Group: Veronica, Benigna, Maria, Maria, Inocencia, Cirila, Esther, Maria, Valentina, Mercedes, Mabel, Lorenza*
* not pictured
The San Rafael group is in its first cycle with the Women’s Committee program. They got together because they saw a great opportunity for progress, not just for themselves, but also for their families. That is why they formed this communal bank.

Maria is one of the members, and she is getting ahead with great effort. She does so thanks to her work of selling all types of perfume. She says that she has high seasons and low seasons. Nevertheless, she does not tire of struggling and putting forth great effort because everything is for her family.

Her dream is to be able to continue working with her group and to reach the program’s highest level.

She is requesting this loan to buy perfumes. This way she will have a greater variety for her customers. She also has orders to fill.
View original language description ↓
El grupo San Rafael está en su ciclo número 1 del programa de comité de mujeres, ellas se unieron ya que vieron una gran oportunidad de progreso, no solo para ellas sino también para sus familias, es por eso que formaron este grupo solidario.
Una de las integrantes es la Sra. Maria, quien con mucho esfuerzo está saliendo adelante, y también lo hace gracias a su trabajo, que consiste en la venta de perfumes de todas clases. Cuenta que tiene temporadas altas y bajas y que pese a ello no se cansa de esforzar y luchar, ya que todo es por su familia. Su sueño es poder seguir trabajando con su grupo y llegar al máximo nivel del programa.
La Sra. Solicita de este crédito para la compra de perfumes, ya que así va a tener una mejor variedad para sus clientes y sumado a eso tiene pedidos con que cumplir.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 93
    View loans »
    Paraguay Loans Fundraising
  • $31,392,000
    Funds lent in using Kiva
  • 4,035.5
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Rafael Group's $1,600 loan helped a member to buy perfumes to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 26, 2013
Currency Exchange Loss:
Jun 17, 2013