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La Ñusta Iii Group
In this Group: Cerafina, Raul, Rene, Ronald, Vilma, Damiana, Justina, Yanet, Grimaldina, Analy, Antonieta
The members belong to the La Ñusta III communal bank located in Calca District belonging to Calca Province and Cusco Department. Ceferina (raising her hand) is married, 53-years-old and has three children. She works in her business selling fruit and vegetables. She sells apples, oranges, bananas, onions and pumpkins, among others. She’s been in business seven years and does very well. Her dream is to expand the fruit and vegetable business. She’s asking for the loan to buy apples, oranges, bananas, onions and pumpkins. She is grateful to those who share her dream by this means and commits to make her payments as scheduled.
The other members work raising cattle, selling food, are grocers and sell animals.
View original language description ↓
Los socios pertenecen al banco comunal “LA ÑUSTA III”; Este banco se ubicada en el distrito de Calca, perteneciente a la provincia de Calca y departamento de Cusco.

La socia es la Sra. Ceferina (es la socia que levanta la mano) ella es casada y tiene 53 años y tiene 3 hijos; La socia trabaja en su negocio de venta de verduras y frutas, la socia vende manzanas, naranjas, platanos, cebollas, zapallos entre otros, la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de venta de frutas y verduras. La socia solicita el crédito para comprar manzanas, naranjas, platanos, cebollas y zapallos.

Los otros socios se dedican al negocio de venta de ganadería, negocio de venta de comida, negocio de tienda de abarrotes y negocio de venta de animales.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Ñusta Iii Group's $4,150 loan helped a member to buy fruit and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 23, 2013
Apr 2, 2013
Currency Exchange Loss:
Jul 17, 2013