Update on Jaime ArcidasJaime, 28, is single and has no children; he lives with his parents in Guaranda, Bolívar Province. He’s a member of the “Nuevos Horizontes” (New Horizons) communal bank located about 40 minutes away in the community of Santa Martha belonging to Guaranda Canton.
Jaime works in agriculture growing ‘naranjilla’ [a tropical fruit] and blackberries; he also works raising animals like pigs, chickens and cattle to sell. He’s asking for this loan to buy seeds, supplies, manure, fertilizer and urea. With the money he’ll be able to buy what he needs for agriculture. He makes his sales and purchases weekly in Guaranda. The challenges he faces are competition and plant infestations. His dream is to sell more products at a good price. He likes enjoying festivities in his free time. He’s very grateful for the previous loan.
Es integrante de la Vrc Nuevos Horizontes, la comunidad se encuentra a unos 40 minutos en la comunidad santa Martha perteneciente al Cantón Guaranda.
Jaime se dedica a la agricultura a la siembra de naranjilla y mora, además se dedica a la crianza y venta de animales como cerdos pollos y ganado.
Solicita el crédito para compra de semillas, insumos, abonos, fertlizantes, urea. Con el dinero podrá comprar lo necesario para la agricultura. Las compras y las ventas lo hace en Guaranda cada semana.
Los desafíos a los que se enfrenta son las plagas y la competencia. El sueño es vender mayor cantidad de productos a un buen precio. En el tiempo libre le gusta disfrutar de las festividades.
" Esta muy agradecido por el crédito anterior".
Previous Loan DetailsJaime Arcidas is 27 years old and single. He does not have children and he lives with his parents in Guaranda, in Bolivar province. He is a member of the Vrc Nuevos Horizontes. The community is found about 40 minutes from the community of Santa Martha, belonging to the canton of Guaranda.… More from Jaime Arcidas's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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