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Tomas De Jesús
Tomas was born in Masaya, the city of flowers and birthplace of Nicaraguan folklore. He’s 50-years-old, married and a merchant. His nuclear family is composed of his wife and children who are all now independent adults.

Tomas has a grocery store he runs with his wife. Between the two of them they have gotten ahead because in addition to this home-based business he also goes out to sell video and music CDs. He comments that he does not like to be idle and despite his age is still very motivated to continue improving and making progress doing what he likes to do. He’s a very active, hardworking man with good moral values. His customers are neighbors, passersby and people who come from the rural zones; this is where his greatest clientele is concentrated. He buys his basic grains from the wholesale foodstuffs market and the other products at the municipal market.

At present, he’s requesting a loan to invest in his grocery store. He will buy soft-drinks, oil, beans, sugar, firewood, snacks and rice. He states that this loan will make it possible for him to provide better customers service by having a wider variety of goods available.
View original language description ↓
Masaya cuidad de las flores y cuna del folklore Nicaragüense lugar donde nació Don Tomas, desde hace 50 años, casado, comerciante. Su núcleo familiar lo componen el y su esposa, sus hijos ya formados e independiente.

Don Tomas posee su negocio de una pulpería, este lo administra a lado de su esposa, entre los dos han salido adelante ya que también aparte de este negocio que lo tiene ubicado en su casa, también sale a vender CD de video y música.

Comenta que a él no le gusta estar sin hacer nada para la edad que tiene se siente con muchas ganas de seguir superándose en lo que el le gusta, es una persona muy activa, con buenos valores morales, y muy trabajador.

Sus clientes son sus vecinos, transeúntes, personas que vienen de zonas rurales y ahí es donde tiene mas concentrado su clientela.

El realiza su compras enabas para los granos básicos y el resto de sus productos los compra en el mercado municipal.

En estos momentos esta solicitando un financiamiento para invertir en su pulpería, gaseosas, aceite, frijol, azúcar, leña golosinas, arroz. Manifiesta que este financiamiento le permitirá atender mejor a su cliente al contar con variedad de productos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Tomas De Jesús to buy stock merchandise and to pay transportation costs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 2, 2013
Currency Exchange Loss:
May 17, 2014