Xiomara lives in the city of Managua. She’s a single mother of two small, school age children. She works for a firm as an accounting aide from Monday to Saturday. She’s a hardworking, responsible woman who is very devoted to her two children since she’s gotten ahead alone with her two children providing schooling and a proper home for them.
Xiomara is asking for a loan to cover school costs for her little ones and to buy some items for the home she needs. She is very thankful to Kiva for the financing obtained because thanks to it she’s been able to make home improvements and provide a comfortable home for her children.
La señora Xiomara vive en la cuidad de Managua soltera madre de dos hijos pequeño en edad escolar trabaja en una empresa como auxiliar contable de lunes sábado una mujer luchadora ,responsable muy esforzada con sus dos hijos ya que ella ha salido adelante sola con sus hijos dándoles estudios y un hogar digno para ellos.
Xiomara solicita un crédito para gastos de estudios para sus pequeños y para la compra de utensilio para el hogar ya que lo considera necesario.
Agradeciendo mucho a kiva por los financiamiento obtenidos ya que ellos ha podido mejorar su casa de habitación y darles un techo confortable a sus hijos
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.