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Gladys Ernestina
Gladys Ernestina is a single mother of four children. For the past fifteen years she has had a small business selling food, located in the department of León. She starts working at 8am and finishes at 7pm, working Monday through Sunday. From this business she is able to support her family.

Gladys Ernestina came to the Ceprodel office to request a loan which she will use to buy products at wholesale price, to make various types of dishes and to provide her customers with a wide variety of food.

She works in her business to be able to increase her income, and by doing so increase the quality of life for her and her family.
View original language description ↓
La Señora Gladys Ernestina es madre soltera de cuatro hijos, posee un pequeño negocio de venta de comida variada en el departamento de León desde hace 15 años, inicia sus labores a las 8 am y finaliza a la 7 pm de lunes a domingo con este mismo horario, siendo este negocio el sustento de su familia.

La Señora Gladys Ernestina se presentó a las oficinas de Ceprodel a solicitar un crédito para realizar compras de productos al por mayor el cual ocupa para la elaboración de los distintos tipos de patillos y brindarle una gran variedad a su clientela.

Este trabajo lo realiza para aumentar sus ingresos de esa manera mejorando la calidad de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gladys Ernestina compra de arroz, frijoles, leña, carne de res y pollo.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 16, 2013
Apr 2, 2013
Currency Exchange Loss:
Nov 17, 2013