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Johana Del Carmen
Johana was born in the beautiful city of Darío, birthplace of the great poet Rubén Darío. She lives in a free union and has a school-age son. Her family comprises three people. This young woman is hardworking and very intelligent. She is an accountant and has worked as a secretary in a water service and sewage company for more than four years.

She has applied for a loan to pay her college degree fee in accounting. Johana thanks Kiva for its great support, which will allow her to receive her degree. Having this document will lead to more higher-paying job opportunities.
View original language description ↓
Johana es originaria de la bella ciudad Darío, cuna del gran poeta Rubén Darío, estado civil es unión de hecho, tiene un hijo en edad escolar el núcleo familiar está compuesto por tres personas.

Esta joven se caracteriza por ser una persona trabajadora y muy inteligente su profesión es técnica en contabilidad;
Se desempeña como secretaria de una empresa de servicio de acueducto y alcantarillado desde hace más de cuatro años.

solicita un crédito para gastos universitarios especialmente pagar el trámite de titulación en contabilidad.

Johana agradece a kiva por el apoyo brindado ya que le será de mucha importancia poder tramitar su titulo ya que con este documento tendrá más oportunidad de empleo con mejores condiciones salarial.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 128
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Johana Del Carmen to pay her college degree fee.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2013
Listed
Apr 2, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014