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Ray
Ray, 43 years old, is married to Delia who is a housewife and mother of their 4 children. They live together in their own house. Ray sells replacement parts for motorbikes and moto-taxis. He offers services such as vulcanizing, oil changes, lubrication, motor repair, and other functions.

To carry out this activity, Ray uses his own shop, which he constructed in his house. Here he sells all the replacement parts his customers require, such as pistons, spark plugs, piston rings, tires, and brakes, among others. In addition, he attends with care to all the customers who come by to request his services. That's how he has survived in this business for 7 years. He works with the help of his family.

Ray considers his business sufficiently profitable due to the demand that exists for his products, thanks to the constant growth of the vehicular sector in his city. Fortunately, thanks to the good results the business obtains, his economic income has increased and his path to progress continues. That's why he wants to complement it with new services in his establishment, and to count on a complete package of vehicular services.

On this occasion, Ray is requesting 1,500 sols, and he feels content in the knowledge that he has the financial help that will permit him to continue the progress of his business. With the requested funds, he will purchase replacement parts for vehicles, including axles, tires, spark plugs, and brakes, which are the products most requested in his shop.
View original language description ↓
Ray, de 43 años de edad, está casado con Delia quien es ama de casa y madre de sus 4 hijos con quienes viven en su casa propia.Ray se dedica a la venta de repuestos para motos y mototaxis, brinda servicio de vulcanizado, cambio de aceite, lubricación, bajada de motor y otras funciones .Para desarrollar esta actividad cuenta con un local propio acondicionado en su hogar en donde pone a la venta todos los repuestos que requieren sus clientes como pistones, bujía, aros, llantas, frenos, entre otros , además atiende cuidadosamente a todos los clientes que acuden a solicitar su servicio ,razón por la cual lleva en este negocio 7 años y trabaja con la ayuda de su familia. Considera a su negocio bastante rentable por la demanda que tienen sus productos gracias al constante crecimiento del sector vehicular en su ciudad. Afortunadamente gracias a los buenos resultados que esta obteniendo , sus ingresos económicos se han incrementado y su camino al progreso continúa, es por ello que desea complementar con nuevas funciones a su establecimiento y contar con el paquete completo de servicio vehicular . En esta oportunidad solicitará S/. 1500 soles y está contenta de saber que tiene un apoyo financiero que le permite avanzar con el progreso de su negocio.Con el monto solicitado comprará repuestos de motos como ejes, llantas, bujías y frenos que son los productos mas solicitados en su puesto de trabajo.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ray to buy replacement parts for motor vehicles, including tires, brakes, and spark plugs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 14, 2013
Listed
Mar 25, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013