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Deisy is 62 years old, is married and lives with her spouse. She would like a loan to buy fertilizer and seeds, as well as some supplies to begin a hydroponic project. She would like to be able to adequately maintain the project so that the can have better production and thus more economic gains.

In the future, she hopes to give a better quality of life and economic stability to her family, and she also hopes to continue growing as a person and as a producer. This is the first loan that she has received from FEDECOSUR. She has never had a bank loan before, but FUDECOSUR has given her a loan that is easier to access and that has a much lower interest rate.
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Deisy tiene la edad de 62 años, está casada y vive con el esposo. Ella el crédito lo quiere para la compra de abono y semillas y un poco de materiales para iniciar un proyecto de hidroponía. Ella desea darle el adecuado mantenimiento al proyecto para que este le permita tener una mayor producción y así tener mayores ingresos económicos. Ella espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productora. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 9
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Deisy to buy hydroponic supplies.
75% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 23, 2013
Mar 25, 2013
Currency Exchange Loss: