Mary is a 34 year old married woman. She has two children, ages three and six years old.
Mary operates two businesses, a dairy farm and real estate venture. In these capacities, she sells milk and provides housing accommodations. She has been involved in these businesses for six years. She works in a residential area and her primary customers are local residents.
Her biggest business challenge is that she has insufficient funds to improve her businesses. She is requesting a loan of 40,000 KES, which she will use to buy animal feed and pay for the renovation of her rental houses. Her business goal is to expand her businesses within five years. This is her second loan with SMEP DTM.