Nzigire is a member and advisor of the Yesu anaweza group. A young business entrepreneur, she is 25 years old, married with four children. Her husband is a retail merchant of various products.
She is an associate partner of a restaurant. She started the business using funds received from her husband. Later, she was granted additional funding through Hekima MFI credit loans. She has been in business for two years.
This new loan will be used to buy stocks of food (potatoes, beans, oil, charcoal, meat, fish, Fanta soft drinks, milk, etc..). She wants to buy a plot and educate her children.
At the end, she greatly thanks Hekima for its support to micro-credit. It should be noted that some group members are carrying their babies.
La cliente Nzigire est conseillère du groupe d’affaire Yesu anaweza, jeune entrepreneur, âgée de 25 ans, mariée et mère de 4 enfants. Son conjoint est un commerçant de divers. La cliente est sociétaire d’un restaurant. Elle commença cette affaire avec son fonds propre reçu de son mari. Plus tard, elle beneficia des fonds additionnels de crédit de l’IMF Hekima. Il ya 2 ans, elle exerce cette activité. Ce nouveau prêt va lui servir d’acheter les stocks d’aliments (pommes de terre, haricots, huile, braises, viandes, poissons, Fanta, laits, etc.). Elle souhaite acheter une parcelle et scolariser ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit. Il sied de signaler que, certaines clientes portent leurs bébés.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.