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Ms Muneera is 42 years old and married. She has seven children - four daughters and three sons. She is striving hard to meet their demands, including food, clothing, and health. Her husband is employed in a small factory. His income alone is not sufficient to meet the daily expenditures of the family members. This compelled Muneera to start her business of stitching clothes to contribute to the family income. She is very familiar with stitching techniques.

She initiated her business with the support of Kashf foundation, and she took her first loan to buy a sewing machine. At present, she enjoys a great client list and has gained a lot of appreciation and popularity in her community. Currently she requested a loan of Rs. 45,000 to purchase another sewing machine along with spools of thread. She has been in association with Kashf for six years and has shown excellent repayment behavior.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 283
    View loans »
    Pakistan Loans Fundraising
  • $14,693,800
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Muneera to purchase another sewing machine along with spools of thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 2, 2013
Currency Exchange Loss:
Apr 16, 2014