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Update on Florence

Florence is 28 years old and married to Julius, who works as well to support their three children. She has been running her beauty shop for about six years now and making 10,000 KES a month.

Florence is applying for a loan of 50,000 KES, her fourth from KADET LTD, after successfully repaying her previous loans. She wants to use the loan to buy more beauty products and hair extensions. She’d like to open a boutique.

Previous Loan Details

Florence is 27 years old. She is married to Julius, and they are blessed with three children. She is hawker of clothes in the area of Pangani, Nairobi. She has been in this business for the last four years and gets an income of 7,000 Kenyan shillings (KES) per month. Florence has a good credit... More from Florence's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 789
    View loans »
    Kenya Loans Fundraising
  • $43,847,375
    Funds lent in using Kiva
  • 85.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Florence to buy more beauty products and hair extensions.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 27, 2013
Currency Exchange Loss:
Jan 17, 2014
This photo was used before for a previous loan for Florence. It was first posted on Kiva on Feb, 2012. Learn More