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Gulmira is 47 years old. After the fall of the Soviet Union, she began raising cattle, starting her business with just 10,000 Kyrgyzstan Som (KGS.) Thanks to her hard work, today her farm includes 1 cow and 25 sheep, and brings in monthly earnings of approximately 10,000 Som. For the purpose of further developing her business, Gulmira has approached Bai Tushum & Partners for a loan of 80,000 Som to purchase more cattle to fatten and sell. She plans to use the income generated by this loan to renovate her house, and for the continued development of her farm.
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Гулмире 47 лет. Гулмира после распада Союза начала заниматься животноводством, начав этот бизнес с суммы в 10,000 сом (KGS). Благодаря упорному труду Гулмиры, ее хозяйство на сегодняшний день насчитывает 1 корову и 25 голов овец и приносит около 10,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Гулмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку дополнительных голов скота на откорм и перепродажу. Доходы от кредита Гулмира планирует вложить в ремонт дома и дальнейшее развитие своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 89
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,750,525
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Gulmira to purchase more cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Mar 29, 2013
Currency Exchange Loss:
Feb 17, 2014