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Gemmalyn offers various kinds of fruits inside the public market of Cordon. She is married to a photographer, and they have been blessed with three children. Two of her children are still studying, while her youngest is still an infant.

Gemmalyn has been managing her fruit vending business for more than five years. According to her, she earns about PHP 3,000 a month. Income gained from her business goes toward their daily necessities, and allowances for her children. She is thankful because through her patience and hard work, she is able to cover their household expenses. Gemmalyn would like to keep her fruit vending business progressive, so she is requesting a loan of 20,000 PHP. She will use this loan to buy boxes of fruits such as apples, lanzones, oranges, and grapes for her fruit vending business. She hopes to get this loan amount in order to send her children on to a higher level of education and improve her financial stability.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1448
    View loans »
    Philippines Loans Fundraising
  • $59,251,750
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Gemmalyn to buy boxes of fruits, such as apples, lanzones, oranges, and grapes for her fruit vending business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Mar 27, 2013
Currency Exchange Loss:
Apr 22, 2013