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Update on Saumu

Saumu says that thanks to the previous loan that she received from Kiva, they were able to provide better products to their customers and they were able to grow sufficiently. They are very grateful for this support.

Today they are once again interested in asking for further assistance. They want to invest again in their store to be able to stock it with more products and a variety of supplies such as beverages, dairy products, vegetables, and other supplies. She is very grateful for the new opportunity that she's receiving since it will be a great help to her.

Previous Loan Details

Saumu is a mother of one child who is 8 years old and is enrolled in school. She is married to Antony, an assistant chief. Saumu owns a kiosk where she sells her goods to her neighbors. She describes market competition to be her major challenge, and she aspires to open a wholesale in the future. ... More from Saumu's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 756
    View loans »
    Kenya Loans Fundraising
  • $43,830,000
    Funds lent in using Kiva
  • 85.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Saumu to stock the store with more products and a variety of supplies such as beverages, dairy products, vegetables, and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 27, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Saumu. It was first posted on Kiva on May, 2012. Learn More