Check out some available loans that are similar to this one!
Julia Monserrate
The Esfuerzo y Poder communal bank meets every 15 days in the Olmedo canton. This place is known for its beautiful scenery and for its hard-working people who work in agriculture and raise animals.

This is where Julia, age 59, lives. She is married, and they have five grown daughters. One of them still lives with her. Her husband is a merchant.

Julia and her husband sell all types of clothes together. They set up a small kiosk on one of the roads in the canton. They work every day. However, they sell the most on the week-ends because they are the fair days. That is when even people from the country come to the city to stock up on products.

They buy their merchandise in Guayaquil or they receive it at their kiosk when merchants come to deliver wholesale. They have been in this business for four years, and it is the source of their daily support.

They will use this loan to buy pants, blouses, t-shirts, underwear, and children’s clothes in order to stock their business even more. She has been in the communal bank for five years. She likes it because the loans have helped her a lot.

Her dream is to have a good place.
View original language description ↓
En el cantón Olmedo cada quince días se reúne el Banco Comunal Esfuerzo y Poder, este lugar es conocido por sus paisajes hermosos y por su gente trabajadora dedicada a la agricultura y cría de animales.

En este lugar vive la señora Julia, tiene 59 años de edad, está casada y de esta relación tienen 5 hijas mayores de edad, una de sus hijas aun vive con ella. Su marido es comerciante.

Doña Julia junto a su esposo se dedican al comercio, venden ropa de todo tipo para lo cual todos los días instalan un pequeño kiosco en una de las vías del cantón, trabajan todos los días pero los días que más venden son los fines de semana ya que son los días de feria y es cuando llegan hasta la ciudad las personas del campo a abastecerse de productos. Compran su mercadería en Guayaquil o recibe en su kiosco cuando llegan comerciantes a entregar al por mayor, llevan más de 4 años en este negocio el cual es la fuente de su sustento diario.

Este crédito es para comprar pantalones, blusas, camisetas, ropa interior y de niños para surtir aun más su negocio. Lleva más de cinco ciclos en el Banco Comunal y le gusta porque los créditos le han ayudado mucho.

Su sueño es tener un buen local.

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,467,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Julia Monserrate to buy pants, blouses, t-shirts, underwear, and children’s clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2013
Listed
Apr 2, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013