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Jerardo Ramon
Jerardo is 62 years old and quite poor. He is originally from Carazo Jinotepe but currently lives in Managua. He is married and father to four children, all of whom are now independent adults. Jerardo makes a living selling various merchandise. He is a qualified accountant but, given his desire to get ahead in life, he decided to start his own business. He started working in a business very young, as an accountant, but later quit when a friend taught him how to run a business selling merchandise such as clothes, make-up and items for school. Jerardo is very satisfied as the business is going well and with the money he is earning every day he has been able to improve his home. However, he needs to stock up his business.

At work, Jerardo receives support from his wife, He currently sells his products out of a room in his home. Jerardo is applying for a loan to buy towels, slippers, bathing suits, women's underwear and more. With the summer approaching, demand will be higher, just as it is at Easter. As part of his plans for the future, Jerardo wants to start a bookshop as an extra source of income.
View original language description ↓
Don Jerardo un humilde señor de 62 años, originario de Carazo Jinotepe, pero actualmente vive en Managua, casado, padre de 4 hijos, mayores de edad, todos son independiente, de oficio comerciante, se dedica a la venta de mercadería variada, su nivel académico es licenciado en Contabilidad pero su deseo de superación lo motivo a emprender su propio negocio. Inicio su actividad laboral desde muy joven trabajando en una empresa, prestando los servicios de Contador, pero luego decidió renunciar porque un amigo le enseño cómo funcionaba el negocio de vender mercadería variada como ropa, cosméticos, artículos escolares, él se siente muy satisfecho porque en su negocio le va bien con las ganancias que le genera cada día, ha podido mejorar la infraestructura de su casa pero necesita surtir más su negocio.
En su negocio recibe el apoyo de su esposa. Hoy en día sus productos los comercializa en su casa de habitación. Él está solicitando el financiamiento para comprar toallas, chinelas, trajes de baño, ropa interior para mujer, etc. Ya que se acerca la temporada de verano y semana santa en donde la demanda de esta mercadería aumenta, dentro de sus planes futuros es poder establecer una librería y de esta manera obtener otros ingresos extras.

About Nicaragua

  • $3,636
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,054,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jerardo Ramon to buy towels, slippers, swimsuits, women's underwear and more.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 21, 2013
Listed
Apr 2, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013