Geoffrey is a 36-year-old married man. He has two children, 4 years old and 9 years old. He describes himself to be a creative man. He operates a retail business where he sells charcoal. He has been involved in this business for four years. His business is located at a busy market and his primary customers are local residents and restaurants.
Geoffrey describes his biggest business challenge to be lack of sufficient funds for improving the business. He will use the Kes 80,000 loan to buy charcoal to sell. His business goal is to be independent in his business within five years. This is his fourth loan with SMEP DTM, after managing to repay a previous loan of Kes 80,000 successfully.